Prime of Midlife

I Refuse To Have The Crisis
House Valuation Appointment Causes Panic

House Valuation Appointment Causes Panic

Many years ago my parents helped me buy my part owned house outright.  They took out a mortgage in their name and I made the payments.  This seemed like a very good idea at the time until I realised two years ago at the end of the life of the mortgage that it was interest only.

Cue today and my daughter and I are now having to try and get a mortgage to stay in the home we have been living in for many years.

Everything seemed to be going to plan and the mortgage application was sent in yesterday.

Today I received a call from the valuation company to say they would be here on Monday to value our home.

Panic stations and emergency calls have now ensued.  My house is definitely a home, a very cluttered home at that.  No use whatsoever for getting a decent valuation which is needed for the mortgage.  The higher the value of my home, the better chance I have of getting a mortgage for the amount I need.  I need this place to be valued about £20k more than I need to borrow.  This would be an easy task if it wasn’t so cluttered.

Having just been sent home from work because of a flu like lurgy, the last thing I feel like doing is giving the house a makeover but that is what will be happening.

I will in the interests of keeping myself enthused be recording this journey as I go with before and after pics.

All encouragement welcomed as I am sure this will be an exhausting few days.  The results however will make a huge difference to our chances of getting a mortgage easily so it’s time to roll up my sleeves and get out the black bags.  See you on the other side.

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